When all your tries are in waste and you have almost lost your hopes of growing your family naturally or after treatment procedures, you have a last chance to make your dream come true with a biological link to the baby – Surrogacy. You can plan your surrogacy in USA or anywhere else where it is allowed legally. However, what often creates obstacles on your way is the costing that is too high to afford for people with limited earning options. Covering the cost of surrogacy requires proper planning and management. The crucial thing is to manage all things and look for the right solution for your query, “How Can I Afford the Surrogacy Cost”.
According to experts from a recognized surrogacy agency in USA, the typical cost can be between $120,000 and $200,000 exclusive of IVF. The cost is not fixed as it depends on varied parameters. A surrogacy journey, in which, you only need a gestational carrier or surrogate mother in USA who uses her own eggs or you have embryos get developed, will be affordable in comparison to one in which an egg donor is required.
You need to know about the main steps that may increase or decrease the overall cost for this procedure:
• Charges of the agency or professional fee for doctors, embryologists, and others involved in the process
• Gestational Carrier and fee for egg donor
• Medical expenses and insurance coverage
• Cost of IVF from the Egg Retrieval to development of embryo
The overall cost may vary that depends on the program you choose. Some programs include legal services and escrow management. On the other side, some programs are designed according to intended parents’ requirement like selection of the services they need. However, consulting with experts at a selected surrogacy agency in USA will be the right step to start your journey and manage everything successfully. You should also keep in mind that most surrogacy cost doesn’t include IVF.
The agency fee may vary and depends on agency, its proven record, and services offered. Some agencies include professional management for the entire process; while others include the management of the journey with legal support. You are advised to read all the documents carefully and all details closely. You are advised to compare the costs of different agencies. You should ask the concerned people from the selected agency about the details of cost included for everything. By doing so, you can better understand what is included in the cost of surrogacy program.
Total expenses for this program may be costly because of IVF, legal procedure, accounting and social work professionals, surrogate’s compensation, and cost of varied other things.
Here Are Some of the Key Points to Consider That Will Help You Cover the Cost
The most crucial thing is to look for some of the successful ways that can help you cover the cost.
• You are advised to share your story with others and you will surely get support from your family and friends. They provide you with emotional and financial support and help you throughout the journey.
• Focus on Saving and Increase the Amount. You should save money rather than spending on consultation with doctors and trying other ways.
• Keep Overall Cost in Mind and Try to Get Financial Support through Personal Loan or other Ways to pay the amount in EMIs later.
• Bank loans can help cover the cost. Medical financing companies are also potential success to pay off your IVF medical fee.
• Check All Insurance Options with your HR department and other sources to see if your insurance plan can cover the infertility treatment and reproduction cost through labs.
• Compare cost at different fertility clinics or surrogacy agencies.
Some renowned surrogacy agencies are providing you with complete assistance at every step. You have to search the right one and continue your journey.
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